Americans have a real and pressing need for financial planning, whether undertaken on their own (hopefully with the assistance of a professional) or through the professional services of a financial adviser. The lack of planning that has generally prevailed has contributed to a low saving rate with consequences in other areas.
Clients don’t always understand the interactions between different types of income and deductions, leading to potentially significant tax inefficiency in their retirement strategy.
We can show you how to identify which accounts you should withdraw from, and when, in order to make better retirement strategy decisions such as:
*How to identify future tax issues
*How to optimize Social Security and not end up with a tax torpedo
*Why IRA conversions may help you as a long-term tax play
*What to consider for tax-efficient harvesting patterns
Take advantage of our complimentary consultation today. We can help you put together a tax-deferred strategy to maximize Social Security, prepare for long-term care costs and provide you with options for guaranteed lifetime income.
At JenniferLangFinancialServices.com we specialize in accumulation focused solutions.
We develop personalized financial plans for clients preparing for or about to enter into retirement.
We examine issues that range from the role of life insurance and long-term care costs to income tax planning and funding our client's children's college education. Give us the opportunity to earn your business.
Driven To Help
At JenniferLangFinancialServices.com we follow a needs-based approach to life insurance and annuity product placements. We determine your needs and objectives; match your needs and objectives with the appropriate product design; disclose the facts associated with the product; and encourage questions to reinforce the product’s suitability.
Only when a life insurance policy or annuity is appropriate and only when it will advance our client's goals and objectives do we recommend adding them to his/her financial portfolio.
Hi, I'm Jennifer Lang
Committed to Excellence
"Despise not small beginnings." Zechariah 4:10
Our founder and CEO, Jennifer Lang started at zero and look at what the Lord God Almighty has done!
When Jennifer Lang started building her company, she had a vision to provide individuals and small business owners with the education and guidance needed to achieve financial freedom.
Jennifer Lang is an American author and financial journalist. She is a contributing author for CommunalNews.com host of the podcast "Independent Wealth Planner Strategies with Jennifer Lang" and a public speaker.
As a Certified Social Security Advisor, she provides outstanding service in life insurance, retirement planning, employee benefit planning, and business accounting services to clients nationwide.
Our Life Agents are retirement protection specialists who specialize in working with people who are near retirement or already retired with wealth management, income planning, and asset protection strategies.
Because of her dedication to the three underlying principles of professionalism, responsiveness and quality, she works to make sure individuals, families and small business owners have peace of mind as they go through the different stages of life.
Our agents are experienced licensed agents who are standing by, ready to help you.
Financial First Responders - You Call We Run in With Financial Protection Solutions
We help our clients understand their financial situation first. We will then customize a plan that fits you and your family's priorities, needs and budget. If you already have a plan in place, we will analyze your current plan and compare it to our strategy. Next, we will show you the likelihood of both plans lasting into retirement.
After you understand where you are and where you are going, we will work with you to implement your tax-free retirement plan. Then, we will review and adjust along the way to ensure your goals match the income you require.
New Book Release
The Retirement Income Teeter-Totter
A “Must-Read” For Retirees or Soon-to-be Retirees
Discover 3 Reliable Ways to Steady Your Income Inside This FREE Guide
The 3 fundamentals to helping you create steady income
26 questions to help you sustain your standard of living
How to approach the critical “transitioning” phase
Our firm is one of the leading life insurance, retirement planning and accounting firms in the area. By combining our expertise, experience and the energy of our staff, each client receives close personal and professional attention.
Our high standards, service and specialized staff spell the difference between our outstanding performance, and other firms. We make sure that every client is served by the expertise of our whole firm.
Our firm is responsive. Companies who choose our firm rely on competent advice and fast, accurate personnel. We provide total financial services to individuals, large and small businesses and other agencies.
To see a listing of our services, please take a moment and look at our services page. Because we get new business from the people who know us best, client referrals have fueled our growth in the recent years.
Through hard work, we have earned the respect of the business and financial communities. This respect illustrates our diverse talents, dedication and ability to respond quickly.
A life insurance and accounting firm is known for the quality of its service. Our firm's reputation reflects the high standards we demand of ourselves.
Our primary goal as a trusted advisor is to be available and to provide insightful advice to enable our clients to make informed financial decisions. We do not accept anything less from ourselves and this is what we deliver to you.
We feel it is extremely important to continually professionally educate ourselves to improve our technical expertise, financial knowledge and service to our clients.
Our high service quality and "raving fan" clients are the result of our commitment to excellence.
We will answer all of your questions, as they impact both your retirement and financial situations. We welcome you to contact us anytime.
We’re committed to helping you make informed decisions about your financial future. We invite all clients, referred guests and visitors to attend our events.
Investment Strategies for Retirement
Depending on your needs, a fixed indexed annuity (FIA) provides protection for your money, a guaranteed monthly “paycheck” for life and the opportunity to leave legacy for loved ones. Join this workshop where annuity specialist Jennifer Lang explains FIAs and discusses multiple investment vehicles to help you understand the benefits of incorporating this product into your retirement strategy.
Principles of Preserving Wealth
Planning for retirement is about finding ways to live your later years doing what matters most to you. If you’re nearing retirement, this workshop can help you learn what it takes to create a plan that can support your lifestyle in retirement and leave a legacy for your beneficiaries.
How Retiring In a Bear Market Affects How Long Your Retirement Savings Will Last
The 2008 financial crisis caught retiring Americans off guard. This catastrophic financial event wiped out big chunks of America’s retirement savings and affected the economy long after the stock market recovered.
Now, retirees are faced with a double whammy. A rising health concern from the CoronaVirus, COVID-19, coupled with the Dow Jones industrial average falling into a bear market. As you get closer to retirement, it's important to start planning your retirement income strategy or you may need a refined or updated income plan that helps you achieve your specific retirement goals.
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