Safer Alternatives To the Stock Market
What is THE ORIGINAL ANNUITY?
Answer.........It's Social Security right? And people love Social Security.
Why? ..........Well, maybe because they've been paying into it since their first job and now that they are retired, now they get guaranteed monthly checks for the rest of their lives.
Well, isn't that how annuities work? You fund the annuity and in return you get guaranteed monthly income for the rest of your life. So that let's me know that people love annuities too. They just don't know it yet. But I'm working on it by hosting financial literacy seminars and webinars.
Today’s longer life expectancy is certainly worth celebrating, but it can pose a challenge when it comes to retirement planning. With an increasing span of retirement years and the potential for unexpected expenses, it may seem difficult to save up enough money to meet all your needs.
For some, the answer to this predicament is an annuity.
At Jennifer Lang Financial Services, we help you to navigate annuities and choose the best option for working toward the financial security of your future. Contact us today to learn more about our annuity services and how we can help you.
Our Annuity Services
When properly utilized, especially in combination with other financial investments like Social Security and pensions, annuities can be an excellent way to supplement a retiree’s income. However, the many types of annuities available and the complex nature of retirement investing means that trying to make sense of things without guidance could leave you open to making uninformed decisions that may not actually be to your benefit.
At Jennifer Lang Financial Services, LLC., we help you to understand all of your financial options, including annuities, and can advise you into which types and plans are most likely to benefit you. We facilitate purchase and payout and help you keep tabs on the stages and development of your annuity, so you know your financial status at any given moment. We recommend annuities as part of a custom-built investment plan, allowing our clients the opportunity to grow their funds while maintaining the flexibility to deal with changing life circumstances.
Fixed Index Annuities
This annuity falls somewhere between a fixed and a variable annuity. These annuities provide tax deferrals as well as principal protection, ensuring that the original deposit will not decrease if the index performs poorly. *
Fixed index annuities can offer greater opportunity for growth than a standard fixed annuity, but the principal protection provides less risk than a variable annuity. Spousal opportunities or beneficiary options may also be available, giving you the ability to financially protect your loved ones as well as yourself. For many working toward retirement, this balanced option provides a useful tool to supplement their income.
Conservative Financial Advisement
At Jennifer Lang Financial Services, our focus is on helping clients meet their financial goals and work toward the retirement they can look forward to. We use our years of experience to make informed recommendations, and steer clear of strategies that pose a high risk to your hard-earned capital.
For intelligent investment and retirement planning, set up a consultation today.
Information presented on this website is not intended as tax or legal advice. You are encouraged to seek tax or legal advice from your personal counselors.
*Annuity product guarantees rely on the financial strength and claims-paying ability of the issuing insurer. Annuities are not guaranteed by any bank or credit union and are not insured by the FDIC or any other federal government agency.
How a Three Tiered Annuity Bucket Strategy Works
If you are retired or approaching retirement, and you want to guarantee your income for as long as you live without giving up growth and access to your money, watch this short video to learn how you can optimize your retirement income with a "tiered" payout strategy.
Easy and Affordable Estate Planning
Who will care for your children?
How will you be remembered?
What are your healthcare wishes?
Did you know over 60% of Americans do not have a Will?
90% do not have an up to date, comprehensive estate plan. Important decisions relating to how your assets are distributed, who will serve as guardian for your minor children and who might make health care decisions in the event that you cannot could be decided by a judge without an estate plan.
Estate Planning is such a key component of one’s overall financial plan and now we have a product that can help you to get your affairs in order.