Tax Laws Have Changed. Here's a Way to Help Your Heirs.

The Setting Every Community Up for Retirement Enhancement (SECURE) Act is now law. With it, comes some of the biggest changes to retirement

Understanding Annuity Suitability

Are you under the age of 59 1/2? The Retirement Red Zone is defined as the 10 years before and the 10 years after retirement. It's a critica

Retirement Planning Tips for Solo Agers

With record numbers of baby boomers retiring, many new trends are coming into the retirement landscape. Among boomers, there is one growing

6 Ways to Help You Weather Market Volatility

After we enjoyed the sweet ride of an 11-year bull market, market volatility is back in style now. Where things will go from here is anyone'

Baby Boomers And Their Parents Both Need Support

The holidays are a time for family gatherings, and it’s a good bet that at many of them, a couple of the adult “kids” huddled together and a

Do You Have Enough To Retire?

Retirement isn't that complicated. You either save enough -- or you come up short. But answering the question "do I have enough money to ret

Could Annuities Be Better Than Bonds for Lifetime Income?

If you asked a hundred financial advisors about what they use to construct retirement strategies, you would surely get as many opinions as t

Common Retirement Mistakes Made by Federal Employees

As a postal or federal employee, you have high-quality federal benefits. In time, they will play directly into your retirement, whether you

Roth IRA vs. Life Insurance

Why are 401(k) plans, annuities, and IRAs so popular? It’s important to understand the differences between a Roth IRA and life insurance. In

A Primer on Irrevocable Life Insurance Trusts

The irrevocable life insurance trust (ILIT) can be an important estate strategy tool that may accomplish a number of estate objectives; howe

How to Plan for Retirement Uncertainties

The uncertainties we face in retirement can erode our sense of confidence, potentially undermining our outlook during those years. Indeed, a

Getting a Head Start on College Savings

The U.S. Department of Agriculture estimates a middle-income family with a child born today can expect to spend about $285,000 to raise that

How Will Working Affect Social Security Benefits?

In a recent survey, 74% of current workers stated they plan to work for pay after retiring.1 And that possibility raises an interesting ques

A Policy to Protect Your Assets, Income and Legacy

All of us would love to pass on a decent-sized legacy to our heirs. But too many estates are all but entirely consumed by the high costs of

Amid COVID Crisis, Many Savers Eye Fixed-Term Annuities

Pension and life insurance companies are reporting a major up tick and demand for fixed term annuities since the coronavirus outbreak starte