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Retirement and Annuity Advisor Jennifer Lang
- 3 days ago
- 1 min
How To Roll Your IRA, 401k or 403b Into an Annuity
Retirees face a slew of risks in their golden years. The most common among them are outliving their savings, high medical bills not covered
Retirement and Annuity Advisor Jennifer Lang
- 5 days ago
- 1 min
Medicare vs. Medicaid
Medicare and Medicaid are both health insurance programs administered by the government, there are differences in covered services and cost-
Retirement and Annuity Advisor Jennifer Lang
- 5 days ago
- 2 min
The A, B, C, & D of Medicare
Many pre-retirees are frequently warned that Medicare will only cover a maximum of 100 days of nursing home care (provided certain condition
Retirement and Annuity Advisor Jennifer Lang
- 5 days ago
- 2 min
Healthcare Costs in Retirement
A retired household faces three types of health care expenses. The premiums for Medicare Part B (which covers physician and outpatient servi
Retirement and Annuity Advisor Jennifer Lang
- Apr 8
- 2 min
How Delaying Social Security Pays Off
Combining taxable IRA and retirement plan income with Social Security income in the same year triggers the torpedo, causing retirees’ effect
Retirement and Annuity Advisor Jennifer Lang
- Apr 6
- 1 min
How Medicaid Compliant Annuities Work.
Retirees facing the prospect of depleting their retirement savings to pay for long-term care, consider whether a Medicaid Compliant Annuity
Retirement and Annuity Advisor Jennifer Lang
- Apr 2
- 1 min
An Important Guide If You Are On Medicare (or Enrolling Soon)
Healthcare costs are one of the biggest expenses retirees face (but can be very manageable with the right knowledge!) which makes choosing t
Retirement and Annuity Advisor Jennifer Lang
- Mar 28
- 3 min
Retirement Tips For Empty Nesters and Retirees
With the children now out of the house, financial priorities become more focused on preparing for retirement. At this stage, you may very li
Retirement and Annuity Advisor Jennifer Lang
- Mar 28
- 2 min
9 Facts About Social Security
Social Security’s been a fact of retirement life ever since it was established in 1935. We all think we know how it works, but how much do y
Retirement and Annuity Advisor Jennifer Lang
- Mar 28
- 2 min
A Decision Not Made Is Still a Decision
Whether through inertia or trepidation, investors who put off important investment decisions might consider the admonition offered by motiva
Retirement and Annuity Advisor Jennifer Lang
- Mar 28
- 2 min
A House Divided
The latest research suggests that divorce rates in the U.S. have been falling in recent decades. Still, many people face the difficult cross
Retirement and Annuity Advisor Jennifer Lang
- Mar 25
- 1 min
Unknowingly Disinherit Your Spouse? New Tax Law Changes.
Massive changes introduced by the SECURE Act (effective Jan. 1, 2020) have made many estate strategies outdated. If you haven’t created ...
Retirement and Annuity Advisor Jennifer Lang
- Mar 23
- 1 min
How The Need For Life Insurance Affects Your Family Financial Planning
The best times to buy life insurance. Get affordable life insurance today. Compare term life insurance rates quickly. Mortgage protection qu
Retirement and Annuity Advisor Jennifer Lang
- Mar 21
- 2 min
Understanding the Basics of Medigap Policies
Medicare coverage can be a critical component for living a healthy life in retirement, as well as for maintaining your financial......
Retirement and Annuity Advisor Jennifer Lang
- Mar 21
- 2 min
Social Security Benefits: How Much Will I Receive
The decision of when to take Social Security versus retirement plan benefits might change significantly if taxes are considered. A result...
Retirement and Annuity Advisor Jennifer Lang
- Mar 20
- 2 min
Understanding Long-Term Care
When it comes to addressing your long-term care needs, many look to select a strategy that may help them protect assets, preserve dignity...
Retirement and Annuity Advisor Jennifer Lang
- Mar 19
- 1 min
Alternative Ways Investors Can Reach Higher Interest Potential
Even though Americans usually keep about 7% to 8% of their income in savings, that rate increased to more than 33% due to the pandemic.
Retirement and Annuity Advisor Jennifer Lang
- Mar 10
- 1 min
The Limitations of Medicare and Medicaid
More than 75% of family caregivers incur thousands of dollars in chronic illness out-of-pocket expenses.
Retirement and Annuity Advisor Jennifer Lang
- Mar 6
- 2 min
Changing Unhealthy Behaviors
Most Americans know the fundamentals of good health: exercise, proper diet, sufficient sleep, regular check-ups and no smoking or excessive