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Could Pension Maximization Work for You?

If you are among the rare few with a retirement pension, congratulations! You have a benefit that is becoming increasingly rare.

What If I'm Not 59 and 1/2 Years Old?

The sky is falling! ......Okay maybe not, but the Coronavirus is looking like the sort of unexpected, black swan event that scrambles all...

401(k) vs. IUL

In the last decade, we had two major market crashes. Understandably, many working professionals worry about the long-term safety of their ..

Ever Wonder Why "They Hate" Annuities

It's simple..... Annuities are NOT for Investors.  Annuities are for Savers. Comparing annuities to stocks and mutual funds, is like compari

Retirement Planning Options for Small Business Owners

As a small business owner or an entrepreneur, you are used to taking the lead. But there is one frontier you may still need to master… the

Beware Medicare Doesn't Cover Everything

Many retirees get an unpleasant surprise after turning 65 and signing up Medicare. It doesn't provide complete coverage of health care costs

5 Ways You Can Maximize Your Social Security Benefits

More than 9 out of 10 current retirees rely at least in part on Social Security benefits to fund their retirement income. The maximum

How To Shield Up To 25% Of Your 401k or IRA From RMDs

Coming off your year-end scramble to make sure your RMDs were done in time? If so, start the new year off right - shield up to 25% of your

How the SECURE Act Could Change Your Retirement

It's happened. After a nearly unanimous passage in the U.S. House of Representatives, the SECURE Act (Setting Up Every Community for Retir

2020 IRS Contribution Limits for Retirement Plans

It's here. The IRS has posted the new income and contribution limits for all types of retirement plans and accounts for 2020. The IRS also

How Much Income Will You Really Need for Retirement?

Calculating how much income you will need for retirement isn’t necessarily an easy task. Your health expenses will probably increase, but yo

How To Close the Retirement Income Gap

When you determine how much income you'll need in retirement, you may base your projection on the type of lifestyle you plan to have and whe

Common Factors Affecting Retirement Income

When it comes to planning for your retirement income, it's easy to overlook some of the common factors that can affect how much you'll have