Could Annuities Be Better Than Bonds for Lifetime Income?

If you asked a hundred financial advisors about what they use to construct retirement strategies, you would surely get as many opinions as t

Common Retirement Mistakes Made by Federal Employees

As a postal or federal employee, you have high-quality federal benefits. In time, they will play directly into your retirement, whether you

Roth IRA vs. Life Insurance

Why are 401(k) plans, annuities, and IRAs so popular? It’s important to understand the differences between a Roth IRA and life insurance. In

A Primer on Irrevocable Life Insurance Trusts

The irrevocable life insurance trust (ILIT) can be an important estate strategy tool that may accomplish a number of estate objectives; howe

How to Plan for Retirement Uncertainties

The uncertainties we face in retirement can erode our sense of confidence, potentially undermining our outlook during those years. Indeed, a

How Will Working Affect Social Security Benefits?

In a recent survey, 74% of current workers stated they plan to work for pay after retiring.1 And that possibility raises an interesting ques

A Policy to Protect Your Assets, Income and Legacy

All of us would love to pass on a decent-sized legacy to our heirs. But too many estates are all but entirely consumed by the high costs of

Amid COVID Crisis, Many Savers Eye Fixed-Term Annuities

Pension and life insurance companies are reporting a major up tick and demand for fixed term annuities since the coronavirus outbreak starte

How Full Retirement Age Affects Social Security

As you gear up for crucial retirement decisions such as Social Security, you may have heard of “full retirement age.”The Social Security Adm

Certain Uncertainties in Retirement

Over a 30-year period, uncertainties may evaporate or resolve themselves, but new ones historically have emerged. The uncertainties we face

Does Your Portfolio Fit Your Retirement Lifestyle?

How you choose to live in retirement may be an additional factor to consider when building your portfolio. Most portfolios are constructed b

Social Security: Maximizing Benefits

Most understand that waiting to claim Social Security benefits can result in higher monthly payments. However, many don’t know that there ar