Business Loans

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PPP 2nd Round Loans

PPP 2.0 is here. Quick and Easy: 
Over $4 Billion PPP loans bought or funded to date by our hedge fund partnership.

New Stimulus Bill Approved by Congress Provides a $300B New Round of PPP Funding Referred To As “Second Draw Loans”

In a recent poll by the Coleman Report, 4 out of 5 SBA lenders polled say that over 75% of their borrowers have exhausted their PPP loans and 15% of lenders do not plan to participate in a 2nd draw program. For the next round of PPP, many small businesses will be seeking a lender for their first PPP loan or a new lender for their 2nd PPP loan.

Inside Business

Apply For PPP Funding Here

This may be your last chance to take advantage of small business PPP loans offered by the federal government.

Apply now so that you are first in line for underwriting.

Type of funding you need

Paycheck Protection Program (PPP)
and Small Business Support

Our Hedge Fund Lending Partner has worked diligently to make sure that the next round of PP loans is fast, easy and hassle free.

  • Low documentation for loans $150,000 and below

  • Loan amounts up to $2 million

  • No additional fees

Who Can Apply

This program is for any small business with less than 300 employees (including sole proprietorships, independent contractors and self-employed persons), private non-profit organization or 501(c)(19) veterans organizations affected by coronavirus/COVID-19.

Small businesses in the hospitality and food industry with more than one location could also be eligible at the store and location level if the store employs less than 500 workers. This means each store location could be eligible.

New Program Changes

Businesses have to have 300 employees or less
Maximum Loan Amount is $2,000,000
Businesses Have to show declining revenue year over year.

There is a limited window of opportunity for these loans.

Please Do Not Submit Multiple Bank Applications This will disqualify your funding.

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4 Mistakes to Avoid When Applying for an SBA Loan


What's the best fit for your business?

Term or SBA 7(a)?

SBA loans are the gold standard for small business owners who want to expand. With a wide use of funds, SBA loans can be used in a multitude of ways. As a result of the CARES Act, the SBA will pay 6 months of principal, interest, and any associated fees on any eligible SBA 7(a) loan disbursed prior to September 27, 2020.

In addition to SBA loans, banks in our lending network are funding short-term, fixed-rate loans with stable monthly payments. Documentation requirements for a Bank Term loan are significantly less than an SBA loan and fund faster. 


We're Here To Help You Grow Your Business

Need a SBA business loan? Key Man Insurance? Premium Financing? An Employee Benefits Plan? is your one-stop shop for all of your business needs.

We believe that no business is ​too big or too small and we are a champion of small business growth. We've helped truckers, dentists, construction companies, retail stores & more get small business loans.

Checking to see if your business is eligible does not affect your credit score and takes minutes.


Business Financing

Our innovative lending partners provide capital for commercial real estate finance as well as to small, medium and large size businesses.

Our lenders are comprised of a group of highly experienced commercial finance professionals that are at the forefront of the commercial finance industry with over 100 years of combined experience. Our success is solely based on our ability to perform according to our client’s needs, with funding over 100 million dollars annually.



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The Small Business Owner’s Guide to the CARES Act

The CARES Act made several changes to the Economic Injury Disaster Loan (EIDL) Program under Section 7(b) of the Small Business Act and described in previously issued Alerts. Those alerts are available here and here. As modified by the CARES Act:


Recent Deals

Business Loans

SBA loan for an Electronic Shopping Merchant 

State: GA
Loan Amount: $350,000
FICO Range: 680-720
Use of Proceeds: Debt refinance, inventory, hiring, marketing
Top Line Revenue: $1.6M
Time in Business: 7-10 years

Business Loans

SBA loan for a Transit and Ground Passenger Transportation Merchant 

State: FL
Loan Amount: $275,000
FICO Range: 680-720
Use of Proceeds: Working Capital
Top Line Revenue: $434k
Time in Business: 14 years

Business Loans

SBA loan for a Physician’s Office

State: PA
Loan Amount: $75,000
FICO Range: 680-700
Use of Proceeds: Equipment Loan
Top Line Revenue: $4.7M
Time in Business: 16 years

Take advantage of lower interest rates!

Business Loans

SBA loan for a Full-Service Restaurant

State: GA
Loan Amount: $150,000
FICO Range: 680-720
Use of Proceeds: Hiring, equipment purchase, marketing, working capital  
Top Line Revenue: $800K
Time in Business: 6-8 years

Business Loans

SBA loan for a Commercial and Institutional Building Construction Company

State: FL
Loan Amount: $350,000
FICO Range: 760-780
Use of Proceeds: Working Capital
Top Line Revenue: $6.3M
Time in Business: 8-10 years 

Apply for Business Loans

SBA loan for a Yoga Studio

State: NY
Loan Amount: $50,000
FICO Range:720-740
Use of Proceeds: Working Capital
Top Line Revenue: $600K
Time in Business: 12-15 years

Take advantage of lower interest rates!


Funds In 7 Days

Are you ready to take your business to the next level? What could your business do with more money? Could you start your own product line? Could you open a new location? Could you hire more employees for the season?​

At we want to help you achieve your goals by giving you access to the capital you need. ​ If you've been in business for 9 months or more, we have a business loan program that can help you, even with credit challenges.

It's easy to apply..
Over 95% of business owners per month get approved.

Jennifer Lang Financial Services, LLC.

A SmartBiz Partner

Commercial Real Estate Loans

  • $500,000 - $5 million

  • No Balloon Payment

  • Refinance Okay

Bank Term Loans

$30,000 - $200,000 
​Use For:

  • Working Capital

  • Debt Refinance

  • New Equipment

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Our Funding Partners Are Dedicated to Your Success!

Small business financing made easy

We can help you get the right financing at the right time so you can achieve your business dreams.

INTEREST RATES - 4.75% - 7.00%

SBA LOAN AMOUNTS - $30,000 - $5 million

REPAYMENT TERMS 10 - 25 years

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Working with Jennifer Lang Financial Services was a breeze. I needed a business loan and key man insurance policy. My agent walked me through everything and I couldn't be more happy.

I believe I found a company that really cares about helping people. Very attentive and thorough.

Jacob Alan

Our dry cleaners needed funds to grow and expand. Once we got pre-qualified, we had our funds in a week. Thanks!

Pamela Rogers

Thanks for making everything fast and easy! We were able to take care of everything online and now our business has enough working capital to keep going. Truly outstanding service.

Desmond Thomas