Life Insurance Quote
Now There's A Smarter Way To Buy Life Insurance. Compare Rates Instantly
COVERAGE THAT GIVES YOU MORE
Term life insurance works for most people, the years when the need for life insurance is at its peak and the budget is tight.
Term life insurance provides a very affordable way of obtaining the life insurance needed.
For others, Permanent life insurance that builds cash value, is a better financial strategy.
Whether its, basic whole life insurance or IUL with Long Term Care provisions, our Quote & Apply platform lets you get covered in minutes.
Our Quote & Apply Tool makes it super easy for you to compare rates and apply for life insurance online.
This is an option that works for those do it yourselfers.
For others, they prefer a more personal touch.
So no matter what your style, get started and we'll be there to help you every step of the way.
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IS YOUR FAMILY PROTECTED IF THE WAGE EARNER DIED?
One reason most people buy life insurance is to replace income that would be lost with the death of a wage earner.
The cash provided by life insurance can help ensure that your dependents are not burdened with significant debt when you die. Life insurance proceeds could mean your dependents will not have to sell assets to pay outstanding bills or taxes. Over 1/3 of all US households would feel an adverse financial impact within 30 days if a primary wage-earner died.
Use our valuable life insurance calculator to evaluate if you have enough coverage.
DID YOU JUST PURCHASE A NEW HOME?
Purchasing a new home is usually the single largest purchase most families make in their lifetimes. Term Life Insurance provides for affordable coverage.
Return of Premium (ROP) is another term life insurance policy option that after a pre-set period of time, which is usually 20 or 30 years, you can end the policy and get back all of your premium payments. This ensures that if you outlive the term of the policy itself, all the money that was invested will be returned to you. This will provide much needed peace of mind that you do not have to start all over again with another term policy because you can use what has been built up over the years as a nest egg.
For example, if you were to take out a $1 million term life insurance return of premium policy (ROP) and paid $10,000 annually for 30 years. At the end of that time you will be refunded $300,000. There are policies that also add in interest as well. For many, a return of premium policy represents an enormous benefit that can be used to invest in retirement, child college fund or other needs that can be fulfilled by this particular type of policy.
HAVE YOU EXPERIENCED A RECENT LIFE EVENT?
Life Events such as, Marriage, Baby, Home Purchase, Job Change, Retirement, and Your Small Business Has Grown, could trigger the need for life insurance or trigger the need for more life insurance.
Term life insurance can be a good fit for young families on a budget looking for coverage for a set amount of time. Term life insurance rates are more affordable than whole life insurance because it offers protection for a predetermined time.
If, for example, you want a policy that would cover your mortgage, a 30-year policy might be a good match. As these needs disappear over time, so might your need for a term policy. Compare life insurance rates online to protect your family now.
Did you know that American women don't have enough life insurance?
Whether or not they hold down a paying job, many women contribute to the economic well-being of their family in important ways—from taking care of household tasks to acting as the primary care giver for children and aging parents. But these contributions are too often left unprotected by life insurance, according to the Insurance Information Institute.