• Retirement and Annuity Advisor Jennifer Lang

Alternative Ways Investors Can Reach Higher Interest Potential

How Tax-deferred Growth — Savings Grow Faster Than With Taxable Vehicles.


Even though Americans usually keep about 7% to 8% of their income in savings, that rate increased to more than 33% due to the pandemic.


Today the amount of cash parked in individual savings accounts is nearly $2 trillion. Unfortunately, even high-yield savings accounts offer less than 0.70% interest.



While these accounts are FDIC insured, their earnings are taxable. Multi-Year Guaranteed Annuity laddering strategies help investors reach higher interest potential.


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