• Retirement and Annuity Advisor Jennifer Lang

How to Eliminate Market Recovery Using an IUL

Updated: 4 days ago

Indexed Universal Life offers a safer alternative to reduce stock market risk.

In these days of self-directed retirement accounts, many people tie their savings to the stock market through 401(k) plans and IRAs, which can do very well during a period of market growth.

However, it can be a concern when stocks are in a downward trend or experience losses. Indexed Universal Life offers a guaranteed income-tax-free death benefit and can protect a portion of retirement income and assets from market volatility. Here's a quick video that explains more.

Most of us would agree that taxes will be higher. So does it make sense for us to defer hundreds of thousands, or millions of dollars of Required Minimum Distributions (RMDs) into a higher tax environment where we would have to pay a higher tax rate?

-Or- Would it make more sense to fund a tax-free vehicle now, so that we could avoid some of that risk.

If you have maxed out your 401K/IRA, and you are looking for a 401K alternative, learn about tax-free solutions that can take the worry out of retirement with no-market risk strategies that offer upside potential and avoid exposing your nest egg to stock market risk.

Click here to learn more.........

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